The following is a brief summary of homestead exemption and how to file for it.  This summary should not be used in place of actual legal research.  It is only to be used as a quick reference and easy guide for those who are unfamiliar with this exemption and are seeking basic information.

In general, our local real estate taxes for residential single family homes are 20% without exemptions, but you can cut that down to 10% by filing for a homestead exemption. All you need to do is take your drivers license (showing the new home address) and your deed to the tax assessor to show that you lived in the property before Oct 1. The deadline to file is Dec 31, and if you file after Oct 1 you just need to show a utilities setup letter and homeowner’s insurance policy to prove the date you moved in was before Oct 1.

For more info on the documents you need to claim homestead, click HERE.

If you have a second property that you are not renting or making money on, such as a vacation home or cottage, you can file for second homestead and reduce the tax rate on that home to 10% as well. You will have to turn in the utilities setup letter and homeowner’s insurance policy to show that you have been using it as a personal home (even partially) since your driver’s license only has your primary address on it.

homestead hot tip
If you want to know more, there are additional homestead exemptions for things like age and disability – click to read more about this from the Alabama Dept of Revenue and the Morgan County Revenue Commissioner.


The following is a list of locations where you can claim homestead in-person (not an exhaustive list):


Madison County Courthouse
100 Northside Square
Huntsville, AL

100 Plaza Boulevard
Madison Resource Center 

12290 Hwy. 231-431 Meridianville
Flint Crossing Shopping Center, Ste. K

Parkway Place
2801 Memorial Parkway
Parkway Place Mall


Hartselle Satellite Office
241 Highway 31, SW
Crestwood Shopping Center
Suite 10
Hartselle, AL 35640

Lacey’s Spring Satellite Office
423 Union Hill Road
Somerville, AL 35670

Morgan County Courthouse
302 Lee Street, NE
Second Floor
Decatur, AL 35601


Limestone County Courthouse
Clinton Street Annex
100 South Clinton Street STE A
Athens, AL 35611